Low Income Apartments and Affordable Housing For Rent in Scranton, PA (2024)

FAQs

How do you qualify for affordable housing in PA? ›

To get subsidized housing, you must have a low or moderate income. Under the HUD (Housing and Urban Development) Section 8 Program and the Rural Economic and Community Development (formerly FmHA) Rental Assistance Program, part of the rent of qualifying lower income people is paid by the government.

The National Low Income Housing Coalition reports that the commonwealth currently lacks more than 265,000 housing units to meet demand for low-income families earning less than $30,000. The Pennsylvania Housing Finance Agency (PHFA) recently issued a comprehensive housing study.

Affordable housing is generally private housing for lower- to moderate-income tenants that costs no more than 30% of their income. Public or subsidized housing is housing that is owned and operated or paid for by the government.

Eligibility is determined by income and family size. Approximately 1-2 year waiting list.

On June 30, 2021, Governor Wolf signed PA Act 24 of 2021 into law, allowing DHS to implement and administer the expanded program, commonly referred to as ERAP2. ERAP1 was implemented on March 8, 2021 and ended September 30, 2022. ERAP2 is currently taking applications. Pennsylvanians can apply online through COMPASS.

To be eligible, the household must be either a family or a single person whose income does not exceed the area income limits as set by U.S. Department of Housing and Urban Development (HUD).

You cannot, for example, qualify for Section 8 assistance, pay your approved rental amount, and then sublet your unit to someone else. You and your family must be the ones living in the unit, and only approved family members can live with you.

The adjusted median annual household income for 2021 is $67,587, and individual average income is $37,725. This means that a senior household bringing in less than $54,069 or a single senior making less than $30,180 annually is considered low income. Poverty levels in Pennsylvania fall at 12.1% of the population.

Pennsylvania housing prices and forecast

That mark is up roughly 5.3% over a year ago. Of the 34 Pennsylvania metropolitan statistical areas Zillow analyzed in its latest forecast, the East Stroudsburg area is expected to observe the biggest average housing price increase at 3.8% by June 30, 2025.

Low-Income Households Are Particularly Affected by Unaffordable Housing. Households with the lowest incomes are by far the most likely to have housing costs that are unaffordable.

Who qualifies for affordable housing in us? ›

Eligibility criteria for the Housing Choice Voucher is determined by income level. Very low-income families (income at or below 50 percent of area median income) and a few specific categories of families with incomes up to 80 percent of area median income are eligible to apply.

The Philly First Home Grant is your pathway to owning a piece of Philly. With a grant of up to $10,000 or 6% of your home's purchase price (whichever is lower), first-time homebuyers can reduce their principal, cover down payments, and manage loan closing costs.

PHA residents of scattered sites are offered the opportunity to purchase the home they currently occupy through the Scattered Sites Homeownership Program, also know as Section 5H.

Housing assistance programs are required to deny applicants who (1) have been evicted from public housing within the past 3 years for drug-related reasons, (2) are on the lifetime sex offender registry in any state, (3) have been convicted of manufacturing methamphetamines on public housing property, (4) are using ...

The maximum housing assistance is generally the lesser of the payment standard minus 30% of the family's monthly adjusted income or the gross rent for the unit minus 30% of monthly adjusted income.